SSB 6079 — Reducing nonrenewal and cancellations of insurance policies due to wildfire risk.

What this bill does

Establishes the Strengthen Washington Homes Program (SWH Program), administered by the Office of the Insurance Commissioner (OIC), to provide grants to assist and promote wildfire mitigation efforts in accordance with wildfire prepared standards. Permits unexpended funds from the OIC's regulatory and fraud accounts to be used to fund the SWH Program. Authorizes the OIC to conduct localized pilot projects to inform the SWH Program implementation. Prohibits an insurer from using wildfire risk as a disqualifying risk factor for property insurance if the property has a wildfire prepared standard.

From the Washington State Legislature's nonpartisan staff bill analysis. Read the full analysis ↗

Floor votes

• Senate — 3rd Reading & Final Passage · February 13, 2026
  37 yea · 11 nay · 1 not voting

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