Senate2025-26 sessionFiscal note

ESSB 5480 — Protecting consumers by removing barriers created by medical debt.

Signed into law — Chapter 145, Laws of 2025

Sponsor
Riccelli
Introduced
February 6, 2025
Status
C 145 L 25
Last action
Effective date 7/27/2025. (April 22, 2025)

What this bill does

Prohibits hospitals, physician groups, professional partners, and collection agencies from reporting medical debt to credit reporting agencies or credit bureaus. Exempts medical debt from being included on a consumer's credit report. Makes medical debt reported to a credit reporting agency void and unenforceable, with enforcement provided for under the Consumer Protection Act.

From the Washington State Legislature's nonpartisan staff bill analysis. Read the full analysis ↗

Floor votes

  • House — 3rd Reading & Final Passage · April 9, 2025
    59 yea · 38 nay · 1 not voting
  • Senate — 3rd Reading & Final Passage · February 26, 2025
    35 yea · 12 nay · 2 not voting

Track ESSB 5480 on OlympiaTrack

A free account adds a plain-English AI summary, the full hearing and amendment record, who testified, and roll calls by member. Plus email alerts when this bill moves.

Create a free account

Other bills sponsored by Riccelli

All 2025-26 Washington State bills →

Source: the Washington State Legislature. OlympiaTrack is an independent bill-tracking service and is not affiliated with the Legislature. View on leg.wa.gov ↗