ESHB 1311 — Addressing credit repair services performed by a credit services organization.

What this bill does

Adds prohibited acts to the Credit Services Organization Act. Specifies situations when a consumer reporting agency, creditor, or collection agency do not need to communicate with a credit services organization. Requires credit services organizations to redact certain personal information of a consumer when sending written communication. Requires credit services organizations to provide consumers with a notice about their ability to file complaints with the Attorney General and their rights.

From the Washington State Legislature's nonpartisan staff bill analysis. Read the full analysis ↗

Floor votes

• House — 3rd Reading & Final Passage · March 6, 2023
  91 yea · 5 nay · 2 not voting
• Senate — 3rd Reading & Final Passage · April 6, 2023
  46 yea · 0 nay · 3 not voting

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