ESSB 5993: Concerning lowering the interest rate for medical debt.
Did not pass. The 2025-26 session has ended.
- Sponsor
- Alvarado
- Introduced
- January 12, 2026
- Status
- S Rules 3
- Last action
- By resolution, returned to Senate Rules Committee for third reading. (March 12, 2026)
- As of
- October 16, 2026, 5:15 AM Pacific, from the Legislature’s records
What this bill does
Replaces the 9 percent cap on prejudgment interest for medical debt with a 1 percent cap per year on new medical debt that is accrued after December 31, 2026, whether before or after an entry of judgment. Prohibits interest from being charged, and requires a refund for any interest paid, for any portion of medical debt that is accrued in specified circumstances.
From the Washington State Legislature's nonpartisan staff bill analysis. Read the full analysis ↗
Floor votes
- Senate: 549 Wagoner Pg 1 Ln 20 · February 6, 202619 yea · 29 nay · 1 not voting
- Senate: 3rd Reading & Final Passage · February 6, 202629 yea · 19 nay · 1 not voting
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Create a free accountOther bills sponsored by Alvarado
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- SB 5463: Concerning the duties of industrial insurance self-insured employers and third-party administrators.
- SSB 5488: Strengthening the financial stability of persons in the care of the department of children, youth, and families.
- E2SSB 5496: Preserving homeownership options by limiting excessive home buying by certain entities.
All 2025-26 Washington State bills →
Source: the Washington State Legislature. OlympiaTrack is an independent bill-tracking service and is not affiliated with the Legislature. View on leg.wa.gov ↗