ESSB 5928: Concerning wildfire risk models and score disclosure.

What this bill does

Requires an insurance company to provide a policyholder with information about their wildfire risk score when the policy is adversely affected, non-renewed, or cancelled due to wildfire risk. Permits policyholders to request a revision to their wildfire risk score or classification once per policy period, with appropriate documentation, and sets up an appeals process. Requires an insurance company that uses a wildfire risk model, a catastrophe model, or a combination, to submit certain information about those models to the Office of the Insurance Commissioner with their rate filings.

From the Washington State Legislature's nonpartisan staff bill analysis. Read the full analysis ↗

Floor votes

• Senate: 3rd Reading & Final Passage · February 11, 2026
  48 yea · 1 nay

Track ESSB 5928 on OlympiaTrack

A free account adds the full hearing and amendment record, who testified, roll calls by member, and a list to track it on. Paid plans add a plain-English AI summary and an alert if its subject comes back next session.

Other bills sponsored by Warnick

• SSB 5053: Concerning public facilities district formation.
• SSB 5055: Promoting agritourism in Washington.
• SB 5152: Concerning state employee access to peer-reviewed journals.
• ESSB 5303: Extending the water supply milestone for the Yakima river basin integrated plan to 2035.
• SSB 5323: Concerning the penalties for theft and possession of stolen property from first responders.