ESSB 5928 — Concerning wildfire risk models and score disclosure.

What this bill does

Requires an insurance company to provide a policyholder with information about their wildfire risk score when the policy is adversely affected, non-renewed, or cancelled due to wildfire risk. Permits policyholders to request a revision to their wildfire risk score or classification once per policy period, with appropriate documentation, and sets up an appeals process. Requires an insurance company that uses a wildfire risk model, a catastrophe model, or a combination, to submit certain information about those models to the Office of the Insurance Commissioner with their rate filings.

From the Washington State Legislature's nonpartisan staff bill analysis. Read the full analysis ↗

Floor votes

• Senate — 3rd Reading & Final Passage · February 11, 2026
  48 yea · 1 nay

Track ESSB 5928 on OlympiaTrack

A free account adds a plain-English AI summary, the full hearing and amendment record, who testified, and roll calls by member. Track the subject and get an alert if it comes back next session.

Other bills sponsored by Warnick

• SSB 5053 — Concerning public facilities district formation.
• SSB 5055 — Promoting agritourism in Washington.
• SB 5152 — Concerning state employee access to peer-reviewed journals.
• ESSB 5303 — Extending the water supply milestone for the Yakima river basin integrated plan to 2035.
• SSB 5323 — Concerning the penalties for theft and possession of stolen property from first responders.