E2SSB 5686: Expanding and funding the foreclosure mediation program.
Signed into law: Chapter 393, Laws of 2025
- Sponsor
- Orwall
- Introduced
- February 6, 2025
- Status
- C 393 L 25
- Last action
- Effective date 7/27/2025*. (May 20, 2025)
- As of
- October 16, 2026, 5:15 AM Pacific, from the Legislature’s records
What this bill does
Expands the Foreclosure Mediation Program (Program) beginning January 1, 2026, to include unit owners in common interest communities (CIC) facing possible foreclosure of association liens for delinquent assessments. Creates a new foreclosure prevention fee of $80 assessed for each residential mortgage loan originated, with an exception for reverse mortgage loans issued to seniors over the age of 61, to be deposited into the Foreclosure Fairness Account. Requires the Department of Commerce to create an online CIC resource center to distribute certain information related to the Program.
From the Washington State Legislature's nonpartisan staff bill analysis. Read the full analysis ↗
Floor votes
- House: Final Passage as Amended by the House · April 23, 202556 yea · 41 nay · 1 not voting
- Senate: Final Passage as Amended by the House · April 24, 202527 yea · 19 nay · 2 not voting
- Senate: 3rd Reading & Final Passage · March 7, 202530 yea · 19 nay
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Source: the Washington State Legislature. OlympiaTrack is an independent bill-tracking service and is not affiliated with the Legislature. View on leg.wa.gov ↗