SSB 5331 — Strengthening consumer protection through increased insurer accountability for violations of the insurance code.

What this bill does

Authorizes the Insurance Commissioner (Commissioner) to order the payment of restitution after a hearing or with consent of the person owing the obligation, subject to requirements. Requires restitution to be paid with 8 percent simple interest from the date the obligation arose, and defines when that date is considered to arise for different obligations. Specifies that an existing fine of $250 to $10,000 that the Commissioner may levy on an insurer is "per violation."

From the Washington State Legislature's nonpartisan staff bill analysis. Read the full analysis ↗

Floor votes

• Senate — 3rd Reading & Final Passage · March 3, 2025
  30 yea · 19 nay
• Senate — Final Passage · January 21, 2026
  29 yea · 20 nay

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